Crypto tax calculator — rough estimate by jurisdiction
Quick ballpark for capital-gains tax on crypto disposals. This is a planning aid, not tax advice. Every jurisdiction has carve-outs, allowances, offsets and rate brackets this tool does not model — run the number past a licensed professional before acting on it.
Approach by jurisdiction
- United States
- Short-term (< 1y) taxed as ordinary income; long-term 0% / 15% / 20% brackets — we use 20% as a conservative default.
- United Kingdom
- Capital gains tax at 10% (basic) or 20% (higher rate). We use 20% as a conservative default. £3,000 annual allowance not modelled.
- Germany
- Disposals within 1 year taxed as income. After 1 year of holding, gains are tax-free. €600 de-minimis allowance on short-term not modelled.
- France
- Flat 30% (PFU) on occasional crypto disposals regardless of holding period. Professional traders face different rules.
- Spain
- Savings-income brackets 19% to 28%. We use 23% as a conservative mid-point. Progressive on large gains.
- Italy
- Flat 26% on gains over €2,000 per year. Optional wealth declaration.
- Netherlands
- Crypto held as investment taxed under Box 3 on notional yield of net assets; ~36% on the notional return. Very rough approximation.
- Portugal
- Disposals within 365 days taxed at 28% flat. Held over a year = tax-free. Professional activity taxed differently.
- Poland
- Flat 19% on crypto-to-fiat conversions. Crypto-to-crypto not taxable.
- Brazil
- Monthly disposals over BRL 35,000 taxed 15% (progressive beyond BRL 5M). Below threshold tax-free.
- Singapore
- No capital-gains tax for individual investors. Professional trading may be taxed as income.
- United Arab Emirates
- No personal income or capital-gains tax on crypto (as of 2024). Business activities may have 9% corporate tax.
What this does not cover
- Tax-free allowances (e.g. €600 in Germany for disposals under a year held past the one-year mark).
- Staking, airdrop, fork, mining or DeFi-yield income taxed at different rates and timings.
- NFT-specific rules and collectibles tax in several jurisdictions.
- Wash-sale or superficial-loss rules that disallow certain loss claims.
- State and local taxes on top of federal (US in particular).
- Cross-border disposals, residency changes, or treaty relief.
For a real return, use a dedicated tax tool like Koinly or CoinLedger, or hire an accountant familiar with crypto in your country.